Interview with Andrew, Ocean Finance

‍

1. Could you explain what Ocean Finance (formerly known as Isle Finance) is for those who might not know? What are its core mission and values?

Ocean Finance is the first omnichain stablecoin yield hub, designed to optimize stablecoin yields while enabling yield-bearing payments. Our flagship product, Ocean USD (OUSD), allows users to convert USDT or USDC into a yield-generating stablecoin, aggregating returns from high-liquidity, principal-protected sources across multiple blockchain ecosystems.

Our mission is to bridge DeFi and PayFi, providing a seamless, capital-efficient way for stablecoin holders to earn, optimize, and transact without the complexities of yield management.

At Ocean Finance, we believe in:

• Capital Efficiency – Making stablecoins work smarter by unlocking passive yield.
• Seamless Payments – Expanding stablecoin use cases into real-world commerce.
• Security & Accessibility – Ensuring transparent, reliable, and permissionless access to yield-bearing digital dollars.

‍

2. What are the key benefits of Ocean Finance? In what ways can it be utilized by individuals or corporations?

Ocean Finance transforms stablecoins into yield-bearing assets, allowing both individuals and businesses to maximize capital efficiency effortlessly.

For Individuals:

• Optimized Yield – Earn high, stable returns without actively managing yield strategies.
• Omnichain Accessibility – Move across chains and access multiple yield markets with ease.
• Plug Into Payments – Use OUSD not just for DeFi, but also for PayFi-enabled transactions.

For Corporations & Treasuries:

• Passive Yield on Reserves – Companies can earn sustainable yields on idle stablecoin holdings.
• Liquidity Optimization – Suppliers, merchants, and businesses can use OUSD as a payment instrument while passively earning.
• Seamless Cross-Border Transactions – Leverage yield-bearing stablecoins to improve global settlement efficiency.

‍

3. If someone is interested in partnering/integrating with Ocean Finance, what are the first steps? How can they get started?

We welcome partners from DeFi, PayFi, fintech, and traditional finance to collaborate with us. Here’s how you can get started:

1. For Liquidity Providers – Institutions or funds can allocate capital to OUSD, tapping into optimized stablecoin yields.
2. For DeFi & PayFi Protocols – Platforms can integrate OUSD to offer users seamless access to yield-bearing stablecoins.
3. For Developers & Builders – Developers can incorporate OUSD into their applications, expanding use cases in payments and lending.

‍

Ocean Finance x Plume Network

1. What prompted your decision to partner with/develop on the Plume Network?

Plume Network is the first RWA-focused Layer 1, purpose-built for scaling Real-World Assets (RWAfi). Ocean Finance is deeply aligned with Plume’s vision of bringing institutional-grade assets and yield sources on-chain.

Our decision to partner with Plume stems from:

1. Composability with RWA – Plume enables seamless tokenization and integration with off-chain assets.
2. Robust Infrastructure – Built-in RWA primitives like Plume Arc enhance stablecoin-backed assets.
3. A Thriving Ecosystem – Plume is attracting top-tier RWA projects, creating strong synergy for OUSD adoption

2. What do you think is the main benefit of Plume Network that differentiates it from other RWA chains? 

Plume Network stands out as the first blockchain purpose-built for RWAfi, offering a composable, permissionless, and optimized infrastructure for real-world asset finance. Unlike other RWA chains that primarily focus on asset issuance, Plume goes beyond tokenization—it provides a full-stack financial ecosystem, making real-world assets liquid, accessible, and yield-generating.

Key Differentiators:

• Plume Arc: A built-in tokenization engine that seamlessly integrates RWA assets into DeFi.
• Composable Infrastructure: Unlike closed ecosystems, Plume allows projects to build freely and connect with existing DeFi and PayFi solutions.
• Seamless Yield Aggregation: Plume provides a robust foundation for RWA-backed yield strategies, which aligns perfectly with Ocean Finance’s OUSD.

But what truly sets Plume apart is its exceptional community. The Plume Goons are one of the most engaged, knowledgeable, and active communities in the RWA space. They’re not just spectators—they’re builders, contributors, and evangelists driving the RWAfi narrative forward.

A strong ecosystem isn’t just about technology—it’s about the people behind it. With Plume’s world-class team and an unstoppable community, the network isn’t just growing; it’s setting the stage for the future of real-world asset finance. That’s why we’re building with Plume

‍

3. Looking ahead, what aspects of this collaboration with the Plume Network are you most enthusiastic about?

We’re most excited about leveraging Plume’s tokenization and compliance infrastructure to expand OUSD’s reach. Key initiatives include:

1. Bringing Yield On-Chain – Expanding OUSD integrations with tokenized RWAs.
2. Driving PayFi Adoption – Enabling real-world payments with yield-bearing stablecoins.
3. Unlocking Composable Liquidity – Seamlessly connecting OUSD with Plume’s liquidity layers.

Plume is not just an RWA blockchain—it’s a real-world finance enabler, which is exactly what Ocean Finance is building towards.

‍

About Ocean FInance (Isle Finance)

Ocean Finance — Your one-click gateway to the best omnichain stablecoin yields.

Ocean Finance introduces Ocean USD (OUSD), a next-generation yield-bearing stablecoin designed to automate, optimize, and enhance stablecoin returns across multiple blockchain ecosystems. With OUSD, you no longer need to chase APYs—we dynamically allocate capital across high-liquidity, principal-protected stablecoin assets, ensuring optimized returns while preserving your capital.

‍