Interview with Ivan Joličić, CTO of Perper.net
- Could you explain what Perper is for those who might not know? What are its core mission and values?
Perper is a next-generation fintech ecosystem focused on reimagining stablecoins to be transparent, compliant, and community-driven. While centralized stablecoins like USDT or USDC dominate today’s market, the reality is that users who rely on them receive nothing in return, despite the fact that these issuers generate billions in profit annually.
Perper is built to change that.
We’re developing a fairer and more usable stablecoin infrastructure, starting with:
- EUROPE – a MiCA-compliant Euro stablecoin, backed 1:1 by reserves held in regulated Montenegrin, EU, or Swiss banks.
- PERUN – our ecosystem utility token, unlocking access to features such as AI modules, white-label products, governance tools, and rewarding users through a 100% profit-based buyback-and-burn model.
- USDPE – our upcoming USD-pegged stablecoin, which will be launched globally after EUROPE is proven and scaled in the European market.
Beyond financial transparency and fairness, Perper is built for usability at scale, offering SDKs for e-commerce platforms and seamless integrations with Point-of-Sale (POS) systems and Enterprise Resource Planning (ERP) tools. This ensures that both Web3 applications and traditional businesses can easily adopt EUROPE as a stable, regulated currency option.
Our core mission:
To return value to the users who help grow the network through transparent systems, real-world utility, and accessible infrastructure that works across both crypto and traditional financial systems.
Our values:
- Fairness – Users deserve to benefit from the platforms they support.
- Utility First – Stablecoins must serve real-world needs, not just financial speculation.
- Transparency – All reserves, policies, and tokenomics are open and auditable.
- Accessibility – Built to empower individuals, startups, and businesses of any size—not just institutions.
- Decentralization with Impact – We believe in decentralization that delivers measurable, inclusive value—not decentralization for its own sake.
- What are the key benefits of Perper? In what ways can it be utilized by individuals or corporations?
Perper offers both individuals and businesses a radically improved stablecoin experience—backed by regulation, real reserves, and actual utility.
For Individuals:
- Use EUROPE for daily transactions: from e-commerce to remittances, with near-zero fees and fast settlement.
- Avoid volatility while staying on-chain in DeFi, NFTs, and other Web3 apps.
- Earn future PERUN token rewards simply by using the stablecoin ecosystem (airdrops based on activity—not speculation).
- Participate in governance and ecosystem growth via PERUN utility.
For Businesses:
- Integrate EUROPE into ERP, POS, or invoicing systems for streamlined B2B payments in Euro.
- Eliminate cross-border settlement delays.
- Access DeFi liquidity pools for treasury management using regulated stablecoins.
- Collaborate on white-label payment and wallet infrastructure.
Perper brings the compliance of traditional finance with the efficiency and inclusiveness of Web3—empowering a new kind of financial participation.
- If someone is interested in partnering/integrating with Perper, what are the first steps? How can they get started?
We welcome integration partners—whether you're building in DeFi, fintech, commerce, or enterprise solutions.
Getting started is easy:
- Visit perper.net – to explore our documentation, developer resources, and ecosystem overview.
- Join our community – Reach out via our official Telegram or Discord to connect with our team.
- Submit a proposal – Whether it’s a wallet, payment gateway, RWA protocol, or new dApp, let us know how you’d like to collaborate.
- Compliance-ready – We support integration discussions with legal and regulatory alignment, including MiCA-compliant channels for EUROPE and an offshore framework (Cayman Islands) for PERUN.
We’re building with those who believe finance should be fair, open, and rewarding to its users.
Perper x Plume
- What prompted your decision to partner with/develop on the Plume?
Our partnership with Plume was a natural decision, rooted in a shared vision: to bridge real-world assets (RWAs) and real-world money in a way that is compliant, scalable, and community-first.
Plume is the first Layer 1 blockchain purpose-built for Real World Asset finance. Its EVM-compatible, developer-friendly, and regulatory-aligned infrastructure makes it the ideal foundation for deploying EUROPE, and in the future, USDPE.
But beyond the tech, what truly resonated with us is Plume’s philosophy:
“Our mission is to bridge the gap between traditional finance and crypto by aligning with genuine market demand and providing tools for compliance, transparency, and interoperability. This ensures both regulatory alignment and ease of use. Ultimately, Plume aims to unlock new opportunities for global participation in asset ownership and investment, fostering a more inclusive, efficient, and demand-driven financial system.”
This aligns perfectly with Perper’s values of transparency, accessibility, and practical decentralization.
- What do you think is the main benefit of Plume that differentiates it from other RWA chains?
Plume isn’t just another "tokenization chain"—it’s a vertical stack for compliant, global-scale RWA finance.
Here’s what makes it stand out for Perper:
- End-to-end RWA support – From tokenization to yield strategies and liquidity frameworks, Plume is built for real-world deployment.
- Scalability & low fees – Enabling stablecoins like EUROPE, and future USDPE, to power millions of cost-efficient transactions.
- Developer composability – EUROPE integrates seamlessly into Plume’s DeFi and RWA layers.
- Robust partner network – Over 180+ protocols and $4.5B in RWA commitments offer instant adoption potential.
- KYC/KYB & regulatory rails – Built-in compliance tools ensure seamless onboarding for both individuals and businesses.
- Alignment with global legal frameworks – Plume's dedication to regulatory clarity supports our MiCA-regulated EUROPE, EURO stablecoin, and sets the stage for expanding USDPE, USD stablecoin, globally.
In short, Plume enables Perper to move beyond DeFi into real-world asset finance, while staying compliant every step of the way.
- Looking ahead, what aspects of this collaboration with the Plume are you most enthusiastic about?
We're most excited about the real-world potential unlocked by this collaboration:
- EUROPE stablecoin becoming the euro payment rail for RWAs – powering everything from tokenized real estate, everyday usage in retails and ecomerces to invoice finance.
- Community reward mechanisms – EUROPE users on Plume will be eligible for future PERUN airdrops, rewarding early participation and usage.
- Scaling compliance-first finance globally – Plume enables us to go beyond the crypto-native crowd and enter sectors where regulation and performance matter.
- Cross-pollination of ecosystems – Plume’s focus on composability means more developers and protocols can build on top of EUROPE and PERUN.
Together, we’re not just launching a stablecoin—we’re building the infrastructure for compliant, inclusive, and user-powered financial innovation.
About Perper
Perper Project is a compliant, community-first stablecoins ecosystem focused on returning value to users—not just institutions.
- EUROPE is a MiCA-regulated, Euro-pegged stablecoin, fully backed 1:1 and designed for both everyday and enterprise use.
- USDPE, our upcoming USD stablecoin, will extend this model globally.
- PERUN is our utility and governance token, used to unlock ecosystem features and reinforced through a 100% profit-based buyback and burn mechanism.
Perper is committed to fairness, transparency, real-world utility, and global accessibility. With strategic partners like Plume, Perper is shaping the next evolution of stablecoin infrastructure—compliant by design, community-powered by choice.
Learn more at www.perper.net